Monday, February 13, 2023

Cost of Care for Aging Adults

 DJC ROCK HOME CARE




Cost & Coverage

Understanding the Cost of Care for Aging Adults:

Senior care should be about meeting individual needs. But we understand that for families that are considering care options for aging adults, the cost can be a major concern. Selecting the right care is important and you want to ensure it’s the best fit and value for your unique situation.

Options regarding Paying for In-Home Care:

Today, you may be able to take advantage of many programs to make personalized in-home care a reality for your family. We recommend that you call DJC Rock Home Care to look at all the options that would BEST work for you.

How do you evaluate the Cost of Care:

When evaluating the cost of care, you should weigh the outcomes of care, beyond pricing alone. It’s important to consider the person’s safety, well-being, need for companionship and quality of life.

In-Home Care is something that should be put in place to not only to keep the person safe and healthy, but to enhance a person’s enjoyment of life.

The cost of non-medical home care varies depending on where you live and the amount of care you will need. The best way to budget is to determine the number of hours you need per week.

According to the “Cost of Care Survey – 2020” an annual report by Genworth, home care costs less than other options like adult daycare, assisted living and skilled nursing.

We can assist you to determine if you are eligible through the following programs:


  • The VetAssist® Program of Veterans Home Care®


  • Department of Veterans Affairs (VA) Community Care Network (CCN) through TriWest Healthcare Alliance.


DJC Rock Home Care can help you apply for the pension and remain in VA compliance to keep the benefit.

We opened this agency in Buckeye because we want to help the community. DJC Rock Home Care helps and provides non-medical home care services far beyond the client’s expectations. DJC Rock Home Care has brought the light of the world to our seniors, by letting our light shine as we provide non-medical home care services for Veterans, seniors, and people with medical conditions and disabilities. We deliver compassion to all mankind in every phase of life, improving the quality of life experience to the aging experience by providing practical support at home with a human touch.


Please contact us so we can send you the 10-10EZ application form.

Once completed, the application can be sent to:

Health Eligibility Center, 2957 Clairmont Road, Suite 200, Atlanta, GA 30329

The VA will help you fill out the form by calling 1-877-222-VETS (8387).

If you choose to call to complete the application over the phone with a representative please use the following information for question #15, (Section I-General Information).


FOR VA MEDICAL CENTER OR OUTPATIENT CLINIC USE:

DJC Rock Home Care

1300 S. Watson Rd., #A114-562

Buckeye, AZ 85326

Tel: 480-442-7365
Fax: 623-321-1633


Did you know, if you are a wartime veteran or the surviving spouse of a wartime veteran, you may be eligible for the Department of Veterans Affairs (VA)’s “Aid & Attendance” benefit, which can help pay for home care?

DJC Rock Home Care, partners with Veterans Home Care® and are a VetAssist® Program network provider. We can help you apply for the VA pension and begin home care before the VA processes your claim.



VetAssist Program in Buckeye, AZ

Veterans Home Care® is a family-owned company offering the exclusive VetAssist® Program which helps wartime veterans or their surviving spouses access a VA benefit and home care. Their clients are served by a nationwide network of home care providers and their unparalleled expertise with the Department for Veterans Affairs Aid and Attendance benefit. We change lives. Typical clients start from little to no awareness of the VA’s Aid and Attendance benefit to having assistance with bathing, dressing, meal preparation, light housekeeping and companionship in their own home paid by their military service!

DJC Rock Home Care is proud to be part of the VetAssist® Program provider network!

DJC Rock Home Care participates in The VetAssist® Program of Veterans Home Care® and can assist you to determine if you are eligible. DJC Rock Home Care can help you apply for the pension and remain in VA compliance to keep the pension. The maximum amount of the pension with Aid and Attendance is up to $1,244 to $2,295 per month depending on whether you are a single veteran, widow or married couple.

A wartime veteran is eligible even if he or she did not serve in combat, overseas or was not injured or disabled during military service.


If you served at least 90 days of active duty with 1 day during these official war periods, please call us at 480-442-7365:

World War II: December 7, 1941 ~ December 31, 1946

Korean Conflict: June 27, 1950 ~ January 31, 1955

Vietnam Era: August 5, 1964 ~ May 7, 1975 or veterans who served in Vietnam February 28, 1961 ~ August 5, 1964

Persian Gulf War: August 2, 1990 ~ date to be determined. Must have served active duty for two years or the full period of which the veteran was called for active duty.

Veteran's Aid in Buckeye, AZ

One of the best features of the VetAssist Program is a no cost, interest free loan that allows you to begin care right away. When the VA approves the claim application, you receive retroactive funds from the date the application was filed. You can use those retroactive funds to repay the loan.

VA Benefits for Home Care in Buckeye, AZ

Arizona Medicaid Covers Home Care

Does Medicaid Cover Home Care in Arizona?

Arizona has a Medicaid program officially known as the Arizona Health Care Cost Containment System (AHCCCS), which can help pay home care costs for qualifying Arizona residents. Seniors have access to AHCCCS through a program called Arizona Long Term Care Services, which is also known as the Elderly and Physical Disability Program.

Home Waiver Programs in Arizona

Arizona Long-Term Care Services (ALTCS)

You will often find Arizona Long Term Care Services referred to by its acronym, ALTCS (pronounced ALL-TECS). Its purpose is to pay for long-term care services for seniors who meet the financial eligibility requirements and score 60 points or more on their medical assessments (which are designed to determine the senior’s ability to perform everyday activities without assistance). Although the program can pay for nursing home care, it can also pay for In-Home and Home Health Care services, such as home-delivered meals and skilled nursing. Everyone who satisfies the eligibility criteria qualifies for support.


Successful applicants develop long-term care plans with caseworkers. This approach has some flexibility as the senior can choose what’s known as an ‘Agency of Choice’ or opt for ‘Self-Directed Attendant Care’. The former option lets seniors choose their own caregivers from an authorized agency without needing to be their caregiver’s employer. The latter option effectively makes the senior the employer, with the ability to hire, fire and train their caregiver. A Fiscal Employer Agent is assigned by the Department of Economic Security to help the senior negotiate the complexities of being an employer. The Self-Directed Attendant Care option is popular with seniors as it allows a family member to be the paid caregiver.


To be eligible for ALTCS, the applicant must be aged 65 or older and have a recognized physical or mental disability that would justify nursing home care. The applicant must also have an income no greater than 300% of the Federal Benefit Rate. To apply, seniors can either call (888) 621-6880 or contact their nearest ALTCS office.

How to Know If You’re Eligible for Medicaid in Arizona:

As of 2022, a single applicant’s annual income can’t exceed $30,276 in Arizona. If both spouses in a two-person household apply, it’s $60,552. Countable income includes social security pensions, SSI payments, Veterans’ pension and compensation, disability income and immediate annuities. Countable assets include checking and savings accounts, real property (although not the applicant’s current address, unless its value exceeds $603,000), the cash value of insurance policies, stocks and non-exempt vehicles. There is a 60-month look-back period for all assets to determine if the applicant has undersold or gifted assets in anticipation of a future Medicaid claim.

How to Apply for Medicaid in Arizona:

There are several options that make it easier for seniors to apply for Medicaid in Arizona. They are:

  • Online: Visit Health-e-Arizona PLUS.

  • By phone: Call (855) 432-7587 to request a paper copy of the application form be mailed to you.

  • In-Person: Find your nearest DES office and make an appointment to speak to an advisor.

  • By mail: Download and print Form FAA-001A and mail a completed copy with documents supporting the claim to the Arizona Department of Economic Security, Family Assistance Administration, P.O. Box 19009, Phoenix, AZ 85005-9009.

What Information You Will Need:

The following list of needed items applies to all applicants, including occasions when more than one person from the household applies.

  • Proof of U.S. citizenship and identity.

  • An Alien Registration Card, if an immigrant.

  • Social Security number, or proof of applying for a number.

  • Birth certificate.

  • The name, address and daytime phone number of a landlord or neighbor.

  • A signed and dated statement by a non-relative who doesn’t live with the applicant confirming the applicant’s address and the names of everyone in their household.

  • Proof of all money received in the current month and previous month.

  • Verification of any medical insurance policies.

  • Proof of last day of employment, if applicable.

How to Get Help Applying for Medicaid.

The most helpful free resource for potential Medicaid applicants in Arizona is AHCCCS.

  

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Works Cited:
"A Marine’s Legacy as 1st Puerto Rican Medal of Honor Recipient." Military Times, 27 Dec. 2024, militarytimes.com."

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment.